Budgeting apps are the first step in financing. Tracking your expenses is very necessary in this world. But it’s now very difficult for everyone to track your budget and now here the technology comes for rescuing you out from this difficulty. These budgeting apps can streamline the process.
There are several apps in playstore and app store where you can get plenty of budgeting apps, but all of them might not be relevant for you. So you need to check and find out by using them one by one and understanding the pros and cons of each budgeting app.
But as you are a financebypri reader, you don’t have to go any where and do complex research for all this. All you need to do is just go below and check all the best budgeting apps which will definitely help you in tracking your expenses.
By utilizing budgeting apps, users can effectively manage their finances with ease.
These budgeting apps offer unique features that can cater to different financial management needs.
Using budgeting apps can help you save money and track all your spending.
Many people are now turning to budgeting apps for more effective management of their finances.
With budgeting apps, managing money has never been easier.
To take full advantage of budgeting apps, users should explore their features thoroughly.
These budgeting apps can also offer advice on saving and investing.
Utilizing budgeting apps helps in understanding one’s financial habits.
For those struggling with finances, budgeting apps are a great solution.
1. Money View
Each of these budgeting apps offers unique functionalities tailored for users.
If you’re serious about managing your finances, using budgeting apps is essential.
With the rise of digital solutions, budgeting apps have become indispensable.
Many budgeting apps now feature innovative ways to track your financial progress.
Budgeting apps can help families manage their finances collectively.
Budgeting apps allow you to set shared financial goals.
With budgeting apps, financial accountability is easy and efficient.
Millions are discovering the benefits of using budgeting apps daily.
Each of these budgeting apps provides unique insights into your spending habits.
By adopting these budgeting apps, you can master your finances over time.
Budgeting apps are designed to be user-friendly and accessible to everyone.
Moneyview has partnered with RBI-registered NBFCs/Financial Institutions. And it helps you to get Personal Loan, Home Loan, Credit Cards, Pay via UPI, Invest in Digi Gold, FD
Access a variety of financial services in one app! With the Moneyview App, you can:
✅ Seamless money transfers using Moneyview UPI
✅ Get personal loans up to INR 10 lakhs
Alongside traditional methods, budgeting apps provide a modern approach to managing money.
In conclusion, budgeting apps have revolutionized how we track our finances.
✅ Invest in 24K pure gold and fixed deposits (FD)
✅ Get home loan up to 15CR in a few steps
✅ Apply for Credit Cards from top banks
✅ Check your CIBIL score and credit report for free.
2. Good Budget
Goodbudget is a budget tracker for the modern age. Say no more to carrying paper envelopes. This virtual budget program keeps you on track with family and friends with the time-tested envelope budgeting method.
CHOCK FULL OF FEATURES
SHARE ACROSS MULTIPLE DEVICES (AND WEB)
• Stay on the same page about finances with loved ones
• Automagically stay up to date across Android, iPhone, and the web
• Data is automatically and securely backed up to Goodbudget’s website
3. YNAB
YNAB isn’t just a tool for money management. It’s a tool for self-actualization. Who do you want to be, and how can the money you earn help you get there?
BUILT FOR PARTNERS & FAMILIES
-Up to six people can share budgets on one YNAB subscription
-Simplifies sharing finances with a partner
-Cheaper than couples counseling
PAY OFF YOUR DEBT
-Loan planner tool
-Calculate time and interest saved
-A debt-paying community to cheer you on
IMPORT TRANSACTIONS AUTOMATICALLY
-Securely link financial accounts to bring in transactions
-Option to add transactions manually
-Experience the oddly satisfying routine of categorizing transactions
NO ADS
-Privacy protection
-No in-app ads
-No third-party product pitching. Ew.
VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE
-Net worth report
-Spending breakdown
-Income vs expense report
SET & REACH GOALS FASTER
-Track expenses
-Set spending targets
-Visualize progress as you go
REAL HELP FROM REAL HUMANS
-Award-winning support team
-Free live workshops
-Real people (who aren’t perfect either)
4. Moneyfy – Budget and Expenses
Saving money in today’s world is not easy. You need a budget. Luckily, Monefy is more than a money tracker, it’s also one of the best savings apps to help you with money management. Keep track of your personal expenses and compare them to your monthly income with the budget planner. Keep your monthly budget in mint condition. Your new budgeting app will help you become a budgeting master and start saving money with Monefy.
Key features which make tracking enjoyable and powerful:
– Add new records quickly with the intuitive and easy-to-use interface
– See your spending distribution on an easy-to-read chart, or get detailed information from the records list
– Safely synchronize using your own Google Drive or Dropbox account
– Take control of recurring payments
– Track in multi-currencies
– Access your spending tracker easily with handy widgets
– Manage custom or default categories
– Backup and export personal finance data in one click
– Save money with budget tracker
– Stay secure with passcode protection
– Use multiple accounts
– Crunch numbers with the built-in calculator
5. Wallet : Budget and Money Manager
Wallet is the all-in-one personal finance manager, built to help you save money and plan for the future. Connect your bank accounts to track expenses automatically and always know where your money is going. Dive into exhaustive reports on your spending and cash flow. Budget together with loved ones to get on top of your finances together.
Wallet allows you to see your finances your way: anywhere, any time.
Key Features
🔗 Connect accounts and manage all things finance in one comprehensive dashboard
💰 Take control of your money with custom budgets
👀 Keep track of your monthly bills and subscriptions
📊 Monitor your cash flow and balance trend
📈 Track stocks alongside your other accounts
💸 Track progress towards your goals
🔮 Get Insightful reports and financial tips
🕹 Customize your dashboard to see what matters most to you
📣 Avoid overspending with predictive alerts
🤝 Share accounts and track together with family and friends
6. Dhani; UPI, Cards & Bills
Dhani app is your one-stop app for managing your everyday financial needs. Send and receive money instantly using your UPI ID, pay all your bills conveniently in one place, and earn exciting cashback and rewards on every transaction. You can also apply for instant personal loans and subscribe to your very own Prepaid RuPay card.
Key Features:
– Seamless UPI Payments
Transfer money instantly and securely to anyone using their UPI ID or QR code.
– Effortless Bill Payments
Pay your electricity, water, gas, mobile, DTH, credit card, loan EMI bills and more in just a few clicks.
– Instant Personal Loans
Apply for quick and hassle-free personal loans through a 100% digital process with minimal documentation.
Current personal loans are offered by our lending partners.
Loan details:
Loan Amount: ₹50,000 to ₹15,00,000
Interest Rate: Starting from 12.65% per annum
Loan Tenure: 12 to 84 months
Representative Example:
For a ₹1,00,000 loan at 15% p.a. for 3 years, the EMI is ₹3,467.
Final terms may vary based on credit assessment.
– Rewarding Experience
Embracing budgeting apps can change your financial future for the better.
Earn cashback and Dhani Coins on every transaction to help you save more.
– Secure and Reliable
Enjoy the peace of mind of using a secure, RBI-approved platform.
7. Zoho Expense – Expense Reports
Zoho Expense is designed to automate expense tracking and travel management for your organization. Scan your receipts on the go by using the Autoscan receipt scanner to create expenses, then add them to reports and submit them instantly. Plan your business travel by creating itineraries for your trips. Managers can approve reports and trips with just a single tap.
To encourage small businesses and freelancers, Autoscan is now available for Zoho Expense free plan users for up to 20 scans per calendar month.
Here’s what Zoho Expense offers:
* Store receipts digitally and drop the paper receipts.
* Track mileage with a built-in GPS tracker. Zoho Expense records mileage expenses for your trips.
* Scan receipts in 15 different languages using the receipt scanner. Take a picture from your Zoho Expense app and an expense will be created automatically.
* Connect your personal and corporate credit cards to Zoho Expense and track your daily card spends. Click to convert them into expenses.
* Record and apply cash advances to your expense report. The expense app automatically adjusts the total expense amount.
* Create new trip itineraries and get them approved.
* Catch up on pending expense reporting tasks with the help of Zia, your assistant.
* Approve reports instantly and move them toward reimbursement.
* Receive instant notifications and stay updated on the status of your submitted reports and trips.
* Get quick insights on your business spend with analytics.
* Add expenses when you are offline and have them synced once you are back online.
Why Need Budgeting Apps?
Most of you might be thinking why should we need a budgeting app, and why is it necessary monitoring your expenses. But believe me guys it’s very much important in your life at least until you are a student because during this phase you don’t earn very much but your desires and dreams are very big. So you have to save some part of your money for future. But tracking your expenses on your own won’t be convenient and possible so these budgeting apps are here that will help you in tracking your expenses. You can also view and checkout how to save money in your 20s? for more information and understanding.
Conclusion – The Power of Budgeting Apps
The list above is a complete solution for all your problems when searching for a good budgeting app. And making a quick selection or decision might look impossible for you. So go and do some research on your own and select one of these apps. Or you can try one of these apps and check whether that budgeting app will fulfill your purpose or not.
Visit playstore or the app store to download these apps in your android or iphone.
Also checkout these blogs with relevant and similar ideas regarding budgeting apps.
• CNBC